Dave's ebay secret

Here's a light post for the day - I've been using ebay to buy & sell stuff since 2005, but it's not until the last couple years that I've perfected my technique for winning auctions. After some really good buys this past week (i.e. $175 snow pants for Jen for $13.06), I'm feeling pretty good, so I figured I'd share my secrets.

(1) Know the value of what you're bidding on. It's not a deal if you end up spending more than it costs in stores. I laugh when I see people get into bidding wars & drive the price to full retail or even more!

(2) Watch for bad descriptions & photos. I love picking up items that are listed as "Patagonia fluffy jacket" along with a blurry photo. A casual glance may not reveal much, but closer inspection may reveal that the "fluffy" jacket is actually a Patagonia Retro X windproof fleece, last year's model based on the pocket design & zipper pulls, that retails for $185. I'll pick up the "fluffy" jacket for $30, turn around & list it accurately with great pictures and double or triple my money.

(3) And lastly, the "Dave Snatch." I'll set my scope on a particular item, watch it closely throughout the auction period, and if the price is still low enough where it'd be a deal for me or I could easily resell it, I get down to business. First, know your maximum bid. Don't get swept up in the thrill of the hunt. Give yourself the maximum you're willing to spend on the item. If it goes for more than that, it wasn't meant to be. Let it go! :-)

During the final minute, watch the bids. With about 30 seconds left, enter your maximum bid (the most you'd consider bidding) and place the bid. Go with an amount that's weird. For example, instead of entering $100, enter $101.22. I can't tell you how many auctions I've snatched by 50 cents because of entering an odd amount.

Here's where it gets fun. Ebay will ask you to confirm your bid. WAIT!!! You'll want to wait until about 6 seconds left before confirming your bid (a second or two longer depending on your connection speed.) This timing prevents someone from submitting a counter bid before the auction ends.

BAM!!! The moment of truth. You either just won the item or another bidder's maximum bid was greater than you were willing to spend in the first place.

Happy ebaying!

The real tragedy of Global "Warming" (btw, the polar bears are fine!)

[Getting on soapbox] Ladies and gentlemen, the myth of manmade global warming unravels almost by the day. Googling "Climategate" produces a wealth of information. Regardless of what you believe, read everything you can get your hands on. At the very least, it should prove that the theory of manmade global warming is far from settled science. We need to show our leaders that we have brains & can think for ourselves.

But this post is not about whether or not we're responsible for raising the earth's temperatures. It's about, in my opinion, collateral damage resulting most recently from this whole global warming mess.

(1) The death of network news. In the two weeks following the University of East Anglia's documents being made public, the "major" news outlets in the US remained oddly silent on the matter, even as it was being reported in major outlets worldwide. Instead, viewers who rely on NBC, CBS, and ABC were treated to more than 35 reports on Tiger Woods' marriage problems, even something about a moose, with nary a SINGLE mention of quite possibly the biggest scandal of modern science. Crickets chirping...

And they wonder why their ratings continue to plummet? It's because they've lost our TRUST. No longer champions in search of truth, they've instead become a glorified infomercial, hawking agendas.

(2) Corrupted science. Contrary to how Al Gore and other global warming acolytes would like to portray them, the recently published documents from the University of East Anglia are pretty damning. An article in the Wall Street Journal-Europe calls "Climategate" the "tip of the iceberg" as raw data from other researchers, including NASA and NOAA, has not been provided as required by FOI. Interesting to see how far the rabbit hole goes! Think Al will give refunds if all this proves to be a big sham?

Used to be the scientific method couldn't be corrupted, but when the politicians write the scientist's paychecks, what should we expect?

(3) Polar Bears. Ok, contrary to what kids are STILL being taught in school (the "drowning" polar bear pics were debunked years ago, btw) they're really not a victim in this, as scientists who actually STUDY polar bears for a living report that their numbers are increasing overall, that the varieties that are decreasing are doing so primarily as a result of hunting. Actually, according to the Arctic Climate Impact Assessment, if there's an increase in temperatures, it'll result in an INCREASE in habitat for wildlife, decreasing the arctic desert and increasing forested areas.

Bottom line? Study for yourself, guys! And you politicians out there, beware. Knowledgeable citizens vote.

A financial milestone

Besides being December 1st (WHITE RABBIT!), today marks a significant event in our family's financial history.

We don't owe anything on credit cards. Zip. Nada. Zilch.

Four years ago, Jen & I were introduced to Dave Ramsey & Financial Peace University. Both with good jobs, in debt up to our eyeballs, Dave encouraged us to take steps to change our situation.

We learned that that dread "B" word...budget...isn't a dirty word but a tool intended to gain control of the money we worked so hard to make in the first place.

Then came the debt repayment plan. Almost $40K in credit card debt is hard to ignore, and even harder to pay off playing by the card issuers' rules, especially when they CHANGE the rules frequently (ex. "New changes to your account terms and what they mean to you.") Four years later, that debt is gone & we never wanna go back!

Next are the car loans & student loans. We're working toward having those completely paid off within the next 1 1/2-2 years.

We're already talking about saving for and paying cash for a house. How crazy is that?